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Buying your first car, much like investing in a home for the first time, is one of those rites of passage that you will never forget. But it can be confusing, not to mention overwhelming, making a decision on what wheels to go for.
You might well have your heart set on a brand new car, complete with shiny alloy wheels, but does your budget really extend to that? It’s not just the car finance you need to consider, it’s also the insurance. Should you go for manual or automatic, petrol or diesel? And don’t even get us started on the colour of the paint work!
So to help you make an informed decision, we’ve put together our top tips to help anyone out there currently looking to purchase their first car.
How to Purchase Your First Car – A Beginners Guide!
- New or Used?
Although a new car can be a very attractive proposition, used cars are definitely more cost effective which makes them overall more suitable as a first time purchase. If you are only just starting out on your motoring journey, it makes sense to go for a good used car. There’s a huge range of options to choose from and you’re more likely to find something that’s right for you at a price that fits your budget.
- How Much Money Should you Spend on a New Car?
Running a car can be expensive, so it’s important to assess your needs and preferences and opt for a vehicle that reflects those. WIll you be regularly covering long distances on the motorway, or do you just need a little local run around? Get clear on your motoring needs and then you can fix a budget. You can get an excellent used car for about £6000 with monthly finance payments of around £100.
- What Kind of Car Should you Choose?
By this we mean hatchback, saloon, estate or an SUV. Those are roughly the four main categories of cars available. Sure, there are other shapes, and sports cars are undeniably attractive, but as a first purchase, a hatchback is the most popular choice. Compact, efficient, cost-effective and generally featuring five seats and a boot large enough to accommodate all your everyday essentials.
- Cost of Insurance
This is a super important one. All cars are allocated an insurance group ranging from 1 to 50 with 1 being the cheapest to insure. As a general rule of thumb, an inexpensive car with a smaller engine will keep your insurance costs down. You can check on a site like www.justcarchecks.co.uk.
- Should I go for Petrol, Diesel or Electric?
Petrol is the most popular choice. As a first car purchase they’re light, normally cheaper like-for-like than diesel, quieter to run and less prone to problems. However, if you intend to make regular and long motorway trips, diesel will work out more efficiently overall. Electric cars are a lot more expensive and better suited to shorter distances.
- Car Warranty
Whatever you have your heart set on, be sure to check that the warranty is adequate. Most new cars come with a three-year warranty, so if you buy a used car that is two years old, you’ll still have one year left on the original warranty.
Contact lenses use light and refraction to enable you to see clearly. Glasses may perch on your nose, but contacts nestle right on the eye itself, and numerous advantages come, as a result.
The creators of contact lenses purposely made them comfortable, ensuring that their breathable material would allow for plenty of moisture. In less than a fortnight, you get totally used to them; you won’t even notice they’re there! Glasses, if worn all the time, can irritate the bridge of your nose, not to mention the tips of your ears.
Glasses have a blind spot, ie. where the frames are; this can obscure your peripheral vision. With contact lenses you’re seeing without any obstruction – like the freedom of being on a bike compared with the window frames and glass panels of a car.
Glasses’ frames are inherently fragile; someone could sit on them, or you could drop them by accident. These two scenarios are highly unlikely with multifocal contact lenses; even if it did occur, the damage is likely to be negligible. (popular multifocal lenses are acuvue oasys presbyopia.
Doing vigorous sports can be a real hassle for glasses wearers. Slippage can occur, or you might have to consider an elasticated glasses strap, which may or may not be a good look for you. The misting up of lenses due to increased body heat can also be a problem. However, contacts won’t need any sort of thought process with regard to them. Just do it!
Glasses, especially sunglasses, can be an accessory item, a fashion statement. Combining contacts with sunglasses means you no longer need worry about getting prescription glasses; any pair that takes your fancy can be worn, anytime, anywhere. Contacts even come in tinted varieties, so you can make a statement without even having to select sunglasses. Your options have suddenly multiplied.
- In the moment
Whether it’s riding a horse or going on a rollercoaster; even going to the cinema or enjoying a kiss, glasses need not come into the equation. It’s just one less thing to worry about!
- Rain or shine
Weather – rain, mist, muddy puddles, whatever, can wreak havoc with glasses. Not so with contacts. They’re immune to every kind of weather variation.
Actually, it doesn’t need to be one or the other. Contact lenses can be a convenient, refreshing change from the norm, if you’re a regular glasses wearer. It gives you more options and prevents poor vision from affecting your way of life; that has to be a good thing.
World Wide Web has changed the way we live our lives. From the way we shop to the way we work. These days, people are having the opportunity to find work using the internet. There are also those who build their own business online.
The reality is that a lot of people have chosen to stay away from the regular workplace. You now have people who work online. Now, what makes working as a freelancer such a good thing? In reality, there are many perks when you work as a freelancer.
Stay away from traffic
The first thing that a lot of people tend to like about working at home is that you can stay away from the traffic and the commute. Could you imagine how much time you could actually save when you don’t leave your home in order to start work? You can save time and instead just spend time with your family or at the comfort of your home.
There are a lot of platforms out there that you can use if you plan on becoming a freelancer. This means that you can easily build a career from scratch. You can simply get a client and even declare how much time you are available for the week. And most of the time, you don’t need to really commit long hours. This is such a good thing especially for those who are still studying or doing other things as well.
A lot of freelance work actually offers good pay. However, there are also instances when you need to compete against other low ballers. There are those freelancers located in developing countries that can offer their work to be less than what the minimum wage is and you can use your Nokia 8.1 all day. For a Nokia 8.1 review see devicedictionary.co.uk.
But if you are going to look hard enough, you will realize that there are actually a great number of deals that you can go for. You will notice that you can actually make more money freelancing than doing your work.
A lot of people choose freelancing over staying in the office because they can travel and even bring work. This means that you have the flexibility to do what you need to do. For a lot of people, this is something why they stay as a freelancer for years said kitchenhome.co.uk who picks the best products.
Build your own team
A lot of freelancers today are building their agency. This means that they are actually transacting with companies and other organizations. And since they don’t have an actual office, they can save a lot of money in the long run.
Though there are many perks to being a freelancer, it is always a good idea that you also evaluate the situation. For instance, not everyone can be a freelancer. There are those trades that are in demand online while there are those job opportunities that are only possible if you go to the workplace. You need to assess the opportunities and the average pay. It is suggested that you don’t even do it full time if you are still not sure about your success as a freelancer. You can find some great guides at jvlgroup.co.uk.
There are a lot of people today who want to improve their strength. Perhaps, you want to be better at the sport that you love. Or maybe, you simply want to be stronger every day and do more functional things? Different people have different goals. However, you have to understand that there are a number of constant things that you can do in order to gain strength and build a better body as well.
Don’t train to failure
A lot of people make the mistake of training to failure. In reality, there is extensive research that could support that you should just stop up to the 8th rep. That is the most that you can make in a set. However, you need to make sure that you maximize the amount of weights that you can carry in the right form. This is a good way to know that you are actually maximizing your workout agreed Civilized Health.
Also, if you want to maximize the amount of weights that you are going to lift, might as well try to seek the right form first. You want to make sure that you practice with lightweight dumbells first.
Create a program
Programs differ. A lot of people today tend to not get the right program because they stick to generic ones that they just see online. In reality, you will have to be the one making your own. If you are looking to build strength, you want to make sure that you focus on your weaknesses. You also need to be honest about yourself about your habits when it comes to working out. These are strategies that you can do in order to have a good program that you can follow. Also use some top end audio equipment and pump out the beats to get you through.
Record your progress
Not a lot of people record their progress. You need to make sure that you are going to have a concrete idea whether or not you are getting the progress that you need or not. For a lot of people, they really don’t write things down. And this can be considered a mistake especially if you want to maximize the amount of weights that you lift.
Eat the right food
Eating the right food can go a long way. You have to understand that gaining strength is all about having a caloric surplus. This way, your body will have enough protein that can be used by the body to build muscles. Muscle mass is important if you wish to add strength. Whey powders can also be a good supplement. However, you will need to take into consideration that real food counts the most if you want to build strength.
Rest for more than 7 hours every day
If you want to build strength, it is imperative that you are going to have enough rest. Rest is crucial in order for the body to repair itself down to the cellular level. You have to make sure that you impose the discipline for you to have a rest for at least seven hours daily. This way, you can get a full recovery and you will also be less sluggish as well especially if you had a tough workout. Find mobility aids at keepmovingcare.com.
A lot of people today are looking to experience different cultures despite the fact that they are not born rich. They also don’t have a fat bank account. The good thing about today is that there are different ways which you can travel. Here are some tips that you can use in order for you to travel to different parts of the world without going bankrupt. It is imperative that you follow these tips in order for you to save and even earn a bit of money while you are traveling.
Know where to go
Not all locations are created equal. There are locations that are much cheaper than others while there are locations that tend to cost an arm and leg. What you want to do is to do a bit of research and go to locations that are affordable. Affordable is also a relative term. You want to assess how much you are making and how much you are willing to spend. Take a baby carrier if need so you can easily carry your baby on hikes.
Buy tickets early
Another thing that you should be doing is to buy the tickets early. This way, you can save even as much as half of the original price.
Go for hostels and vacation rentals
Another important thing that you will have to do is to make sure that you are not going to spend money in a hotel. A three-star hotel is still more expensive than living in an Airbnb vacation rental or choosing a hostel. The good news is that there are a lot of vacation rentals available in different parts of the world today. This means that you can rent a private room or even share a room with other people.
But if you wish to get the best bang for your buck, it is a good idea that you compare the price. You want to make sure that you are going to see which one offers the best price for you.
Travel with buddies
A lot of times, it is difficult to travel along especially on a budget because the cheaper ones are offered to those who travel in a group. However, if you are going to travel, you can meet a lot of people. You can stay in hostels and even introduce yourself to different people out there. You will be surprised by the number of tourists willing to share the bill with other backpackers.
Work While Waiting
If you are going to travel, might as well go to work too. You will be surprised by how much time you could actually spend while traveling or while waiting for your next flight. You can be working as a freelancer working on different projects, Once a Baby agreed suggesting you can even start your own blog. Knowing a thing or two about the digital world can go far if you wish to extend the money that you could have on your trips.
Traveling is fun. However, let’s admit that it also costs a lot of money. And often times, you will have to be smart about the things that you are going to do while traveling. You will be surprised if you end up losing so much money if you don’t do these things that we recommended.
A lot of people today love to travel. However, not a lot of them have the money. That simply means that a lot of people today travel even if they don’t buy the first class tickets. If you are the type who loves to hop on an airplane and just explore a new place, you have to understand that you can approach your hobby in a smart manner.
One of the best ways to travel even if you are on a tough budget is to first plan everything. You want to know when to travel and where to travel. You also want to make sure that you check different flights. You can never go to first class as well. You will have no other choice but to stick to budget airlines. What you want is to buy your tickets for at least 8 months prior to the flight itself. This way, you can find cheap options added science workshop presenter Oli.
As for your accommodation, you don’t want to stick to a hotel. Rather, you want to be using hostels and Airbnb accommodations. This will help you save a lot of money. In fact, you can even share travel expenses with other budget travellers.